Our mission is to provide personalized wealth planning, advice, and management services to assist with your monetary needs now and in the future.
Our intention is to work alongside you for the duration of your financial life as together we explore a financial course to fulfill today’s needs, tomorrow’s dreams, and a strategy to build a lasting legacy for future generations.
We will do our best to keep you focused on where you want to go, offer advice on how best to get there, and continually remind you of the importance of maintaining a disciplined investment approach to achieve your financial goals.
We are a Florida Registered Investment Advisory (RIA) firm founded in January 2022 by Tom Robinson, PhD, CFA, CFP, CAIA.
Our founder Tom Robinson has over 30 years experience in financial services and financial education. Tom is a Chartered Financial Analyst (CFA), a Certified Public Accountant (CPA) (Retired – Ohio), a Certified Financial Planner® (CFP®), and a Chartered Alternative Investment Analyst (CAIA). He holds a bachelor’s degree in economics from the University of Pennsylvania, and a master’s and doctorate from the Weatherhead School of Management at Case Western Reserve University.
Market Update – First Quarter of 2022 Highlights the Importance of Diversification The first quarter of 2022 was a challenging one for all types of investments. Stocks, bonds, and real estate investment trusts were all down. As we will see
What is Happening with Interest Rates and Bond Prices? As reported by Barron’s about a week ago, bonds had their worst quarter in years. Bond prices across the board were down. Mutual funds and ETFs tracking the broad bond market
To IRA or not To IRA? That is the question (or at least one of the questions) The most important life objective for most people is saving and investing for retirement. Individual Retirement Accounts (IRAs) are an important consideration in
The Wisdom of Warren Buffett: Annual Letters to Shareholders The most well known value investor is Warren Buffett, Chairman and CEO of Berkshire Hathaway (full disclosure to readers – I own shares in Berkshire Hathaway). An investment in Berkshire Hathaway stock
Investing Is All About Cash Flows When you are purchasing stock in a company, you are buying a piece of the business. You are an owner, as opposed to a creditor that is loaning money to the company. Whether buying
Evaluating Stocks using Free Cash Flow Measures of free cash flow and free cash flow yield are frequently used in stock selection and analysis. Unfortunately, free cash flow is often defined loosely and in different ways by different pundits (analysts)
Value Investing using Index Products (Mutual Funds or ETFs) A great deal of investing today is done on a passive basis. Pooled investment vehicles (mutual funds) or ETFs are designed to follow and track an index which is based on
Why should you consider being a value investor? Over the long-term, value investing has performed very well – generating higher compound annual returns other strategies. These long-term returns are typically based on formulaic strategies that classify securities into Value and
Its Value + Growth not Value versus Growth Most pundits (and index creators) talk about value investing in contrast to growth investing and view value investing as investments in stocks selling at low prices relative to some underlying fundamental measure
Active Versus Passive Investment Management Quite often I pick up popular financial publications reporting the results of another study showing that active investment management does not work. Unfortunately, many of these studies state conclusions that are much stronger than the
